Sep/090
International Students Medical Insurance Policies – Global USA
Global Student USA is a popular international student health insurance plan ideally suited for international students and scholars traveling outside their homeland for higher education. This global student usa insurance plan offers comprehensive benefits for international students at competitive prices.
The Global Student USA insurance policy meets the requirements of most of the universities, institutions, community colleges and educational programs in the US which admits foreign students. F1 and J1 visa holders studying in the United States can also purchase this global student insurance plan.
The Global Student insurance policy offers wide range of coverage including in-patient and out-patient hospital services, childbirth, pregnancy and miscarriage related complications, prescription drugs, doctor consultation and other emergency travel assistance services which may require evacuations and repatriations.
Non US citizens who are between 14 and 64 years of age and are enrolled in any full-time educational program at an international level overseas are eligible for the Global Student USA plans. This student insurance plan does not offer coverage for dependants. In addition, there are no optional coverage benefits available.
The renewal process is also very straightforward. The insured can continue availing benefits if the premiums are paid prior to the expiry date of the international student insurance policy.
In case the insured misses out on paying the premium on time, there is a 31-day grace period allotted for renewal. The insured would be eligible for full refunds if the policy certificate is submitted within 10 days of purchase after which no refunds are available.
This international student medical insurance plan would become effective on the date requested at the time of submitting the completed application form along with the payment for enrolling in the international student insurance policy. The plan offers very limited benefits when the insured is in the home country during the coverage period.
Coverage ends on the expiry date of the policy or the date mentioned in the enrollment form or if the ensured does not meet the eligibility requirements. The student medical insurance plan is also not valid if the premium is not paid before the lapse of the policy.
Ray Sondeo often writes about international student insurance.